thanks in advance for any and all help.
My house is upside down almost 250k and up to about 15mo ago i never missed a mortgage payment. the past yr has been a spiral nightmare similar to the rest of the country and it really sucks, so my question is, I am in a house i cant afford, i havent paid association fees in a yr, i already filed Bk yr ago and i am 1500 behind. I heard my HOA can foreclose on me before BOA for money owed is this possible? I understand leins but how can they pay off my house isnt that what foreclosure is ? what am i missing please help