Thanks !! Very helpful.

If the other group you mentioned is so great - why not just post the information right here ?

Mark, I have several copies of the Sjolander/Meder signature stamp. I took all of them to a handwriting expert who said four were EXACT matches, which of course is impossible.

Another matter to be explored is the foreclosure affidavit itself. In our N.C. cases, the foreclosure mill presented an affidavit at the foreclosure "hearing" (laughable since Clerk of Court with no legal experience refuses to look at any evidence presented by the victim).

The Affidavit is prepared on a blank sheet of paper, purported to be prepared by a VP of Bank of America, N.A. with no letterhead of the Bank's, no return address, no telephone number, etc. In other words, no way to cross examine the person who purportedly executed the affidavit.

After a day of research, I discovered the individual who prepared the fake affidavit in my case; is associated with a company named Proof of Funds, LLC in PA. They also have a location in Memphis, Tenn. Their website in PA. is no longer active; however here is a brief description of their services:

"Financial Instruments; Financial Instrument Leasing; Bank Debt Instruments; Balance Sheet Enhancement; Credit Enhancement; Collateral Infusion; Secondary Collateral"

So Bank of America and its' cohorts are now outsourcing the robo-signing.

Now I see upon reading this that I have the same "Laurie Meder/Michele Sjolander" blank stamp on my Allonge.

f,

Very helpful -- thank you!

Should I maybe pull out my documents from BofA/Countrywide's two prior cases, and see if this allonge was there all along, or if it just suddenly appeared in this 3rd action? ("ta-daaa")

It is included here as an attachment to the Note that my wife and I orginally signed when we refinanced the mortgage. But I've already caught them back-dating the Mortgage assignment and then filing it with our County's clerk of the courts, as well as them supposedly assigning it to a trust that was long-since dormant (and unable to accept new mortgages to its bundle as per its Pooling agreement).


Paul

Should I maybe pull out my documents from BofA/Countrywide's two prior cases, and see if this allonge was there all along, or if it just suddenly appeared in this 3rd action? ("ta-daaa")

(No, Osama bin Laden did NOT attack the World Trade Center to cover up the TBW fraud.)

Why the condescending remarks? Why do you do this? It's very abusive.

Here's some information you might find useful.

http://takeyourhomeback.com/?p=1005

I have the Meder/Sjolander double rubber-stamp indorsement too. I read the Sjolander depositions and found the Ice Legal deposition very helpful.

FNMA guidelines was enough in my case to make the Court tell the plaintiff's lawyer that he would need to prove up the authority and authenticity of the indorsements. The lawyer said he did not know how he would do it, but he would do it somehow. I guess he'll be looking for a good robo-signer, or LPS'or Docx' brother.

As anyone could tell, I am not a lawyer, I'm just a staunch and opinionated enemy of the fraud that wrecked homes and lives.

I have the Meder/Sjolander double rubber-stamp indorsement too. I read the Sjolander depositions and found the Ice Legal deposition very helpful.

Sjolander claimed that SHE gave authorization to use her stamped signature, but stated that she gave POA to ReconTrust. The PoA is not really the issue if the loan was a FNMA loan.

Sjolander testified that part of her job was to ensure that FNMA guidelines were STRICTLY followed. I have FNMA publications that say all intervening indorsements must be ORIGINAL signatures. However, in some cases, for the last indorsement in blank, a facsimile might be allowed. "Generally" that signature must be original too, but in the case where a facsimile signature is allowed, the document custodian must get a copy of the corporate resolution that authorized the party whose signature and name is stamped to transfer OWNERSHIP of notes to another party. The FNMA document states that if the intervening indorsements are not original signatures, the loan fails certification for transfer to FNMA.

Sjolander testified that she had never personally indorsed a single note, by stamp or by pen in hand, and she does not know who stamped the notes or when they were stamped with her signature. The other issue with the stamped indorsements is Meder and Sjolander signatures are on the same stamp and they are usually undated. Multiple stamps were floating around, and some of them showed Meder as SVP for Countrywide Bank, NA and others showed her as SVP of Countrywide Bank, FSB. In my case, the two ladies were EVP and SVP at the same time only in 2008, but my loan closed in 2007. None of this was ever supposed to see the light of day, but it did.

Ms. Sjolander testified that her signature is not being used anymore. She's a young woman, but she had a heart attack and she said since no one knew when she could return to work, someone decided they needed to discontinue her stamp (as if they cared whether she was at work before the heart attack--they wouldn't even give her security clearance in the room where her stamp was being used! Or so she said). I would have a heart attack too, if I thought my signature stamp was slapped on a hundred thousand or so six-figure notes that didn't meet FNMA guidelines and I had approved them to be placed in the FNMA vault.

Here's the part to remember: UCC allows stamped indorsements and dates are not required, and even an unauthorized signature can be ratified if the owner of the note wants to accept the signature. But FNMA forced BoA to buy back many of the faulty CW loans, so it would be extremely unlikely that FNMA would help BoA by ratifying a stamped signature that its guidelines prohibited, and the defect is usually found because the loan is already in default. Yes, siree, I'd have a heart attack too!

Keep in mind that all signatures and indorsements are deemed authentic and authorized if the defendant in foreclosure does not contest their authorization and authenticity. The UCC allows ways around both, but the courts usually won't ignore contested material evidence. But the defendant must give a short but plausible reason for contesting. FNMA guidelines was enough in my case to make the Court tell the plaintiff's lawyer that he would need to prove up the authority and authenticity of the indorsements. The lawyer said he did not know how he would do it, but he would do it somehow. I guess he'll be looking for a good robo-signer, or LPS'or Docx' brother.

As anyone could tell, I am not a lawyer, I'm just a staunch and opinionated enemy of the fraud that wrecked homes and lives.

The impulse amongst pro se litigants is to want to run into court to show the Judge each new outrage by the plaintiffs. This is usually not a very good strategy.

As I stated in my post, I am not pro se -- I have a foreclosure defense attorney. I was wondering if it made any sense to discuss this with him, as he of course will be charging me by the hour for such advice.

Paul