Rose said:Personally, after talking over some of this with other attorneys, my own attorneys, and a bankruptcy specialist this morning I will say with confidence that people should NOT take advice from anyone on this board.
Some people on here really do not get bankruptcy violations (discharge injunctions, violating automatic stays, proof of claim violations) so they are not offering proper advice.
Like anything else, hire someone local and do not try to hash this out with an internet guru.
You appeared on this board and sought feedback from Forum participants. Those who have more knowledge and experience than you volunteered their time to try to address your questions and concerns.
If you are displeased or unhappy with the answers, please do not shoot the messenger!
A number of the Forum participants have been litigating for some time. My case has been in litigation for almost five years. The plaintiff's motion for a protective order was DENIED. The plaintiff's amended motion for summary judgment was DENIED.
What distinguishes you and me is that you have employed lawyers and LOST. I have litigated pro se for longer than you have and WON.
I do NOT pretend to know ANYTHING about Bankruptcy, because I have never filed for Bankruptcy and will never need to!
I know more than a little about mortgages, having served as president of a mortgage company.
I was happy to be of what help I could. I think that it is terrific that you have an attorney. I think that you should generally follow your attorney's counsel. I would be careful about HOW MUCH YOU SPEND on the case given the circumstances. It is unwise to throw good money after bad.
The suggestions and feedback you get at the Forum will inherently be of uneven quality. But most of the participants have your best interests in mind. And very often the overall quality of responses found here is exemplary after the competition of various ideas resolves to a consensus.
Scroll back and review your initial posts. You said nothing about Bankruptcy in your initial questions. People responded to the questions you asked. It seems that by your inarticulate questions, you have wasted other people's time. I wish I could have the time back. It is clear that you are not only poorly informed, but also unappreciative of the charity and consideration of others.
Notwithstanding, I wish you luck and success! I hope your ongoing defensive adventures are not overly costly!