Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Sandy
Interesting to read how a lawyer advises the lender after losing court cases. 

MERS, or its "certifying officer" (often a foreclosure mill attorney), tried to fix it, but made it worse.

http://www.metrocorpcounsel.com/current.php?artType=view&artMonth=January&artYear=2011&EntryNo=11813
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