Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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I discovered that there is no assignment of mortgage for my home and the service's keeps telling me that Nationpoint/First Franklin Financial Corporation is the loan originator and to contact them but they are both gone. Don't know what to do?

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Did they serve you with foreclosure lawsuit ?

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William A. Roper, Jr.
If you have questions relating to your mortgage, you might want to make a Qualified Written Request (QWR) under the Real Estate Settlement Procedures Act ("RESPA"), particularly if you are not yet engaged in litigation or a foreclosure. [See U.S.C. Section 2605(e) at http://www.law.cornell.edu/uscode/html/uscode12/usc_sec_12_00002605----000-.html ]

If you are already involved in foreclosures, you need to get your attorney to conduct written discovery to determine the true facts of your case.  With good discovery, you can at least delay and possibly derail or defeat the foreclosure suit.  Without discovery, you are almost certain to lose! 

You can search the MS Fraud Forum using keywords relating to QWR or qualified written request to find some suggestions about a RESPA QWR letter.

IF YOU DO SEND SUCH A LETTER, BE VERY CAREFUL AS ANYTHING THAT YOU SAY IN THE LETTER MAY LATER BE USED AS EVIDENCE AGAINST YOU.  ASK FOR INFORMATION, BUT VOLUNTEER LITTLE OR NO INFORMATION.

Ideally, you should consult an attorney specializing in consumer debt or bankruptcy with a focus on foreclosure defense in your jurisdiction!

While there are a number of very well meaning, knowledgeable and helpful people participating in this Forum, you need to fully understand that some of the most committed are folks who have already lost their homes to foreclosures or who have a judgment against them.  There are only a handful here that have had any measure of success in actually defeating a foreclosure!  This is NOT to deman or dimiss the knowledge and viewpoints of these, but it is important that you understand that you are often benefitting from the hindsight of the defeated.

IF you are really, really bright, conscientious and have a LOT of time on your hands, or if, of necessity, you MUST defend yourself pro se because you cannot find or afford a capable attorney, there is a LOT of helpful information at this site.  But the information is sometimes of uneven quality. 

Read everything TWICE and then present questions which avoid disclosure of identifying details.  Very often a consensus answer to your queries from the better informed participants can be helpful to you in developing a strong defense.  Best of luck! 
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