Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Sara
When you are in trouble/foreclosure, why does the bank or servicer always ask: 
 
"Are you still living in the home?" 
 
I sooo want to say: 
 
No, I am living in your home but you just don't know it yet!  LOL!
 
S
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Sara
I just still wonder how many people are asked this and why?

S
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'Are you still living in the home' is a pretty standard question from a servicer.

Your mortgage without a doubt has an abandonment clause.  If you abandon the home you lose possession.  If you were to answer YES to the question the servicer would have someone out to the house really fast.  If indeed you were gone and it obviously appeared so, the locks would be changed on the spot.  If not done so already the servicer will accellerate the note, default it and file for foreclosure.

My advice to ANYONE in foreclosure or about to be so, never leave your home unattended if even for a long afternoon.
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