Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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   There is such a DISCONNECT between how these Predatory Mtge Co portray their operations.....and all the RACKETEERING BEHAVIOR that actually goes on behind the scenes!!

   I think SCAMerica has become such a Money-At-All-Costs operation that it is truly DANGEROUS to try & live an honest life here! >> we have fallen victim to the Culture of "Money Talks...& Integrity Walks" - and it is eating away at the Social Fabric of Americans.....as we become a nation of "WALKING WOUNDED"!!   If I actually spent my time in Court trying to straighten out all the Racketeering Behavior & its results - I would really have to quit my job & stop working for a living!!  Becoming a little DEPRESSING >> U-BETCHA!

   Out of curiosity - how many MS Fraud Victims have gone on anti-depressants after catching some of this Racketeering Action...???  I actually became CATATONIC for awhile >> maybe Personal Injury Lawsuits for the intense physical mental & emotional damage we've incurred is a smarter route than waiting three decades for RICO Lawsuits...(???)

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Fed Up
Not on antidepressants, but I did become catatonic for a while and that's the reason I have not posted in a long, long time. 

I wish I had time to work on the RICO myself. But doing my MT work, running the resort, 4 kids, 2 needing back surgery, 1 pregnant, it's been a little hectic! 

The "greed of America" You BET!  We have a rent to own agreement with a local rent to own (Not Rent-a-Center who is straight up), and what they have been charging us is incredible!  I guess to heck with keeping the money local, I'll go with who I know and trust next time.  Off subject, but goes with "greed", it is literally everywhere! 

I won't be posting again until most likely Thursday, have to take girls for back appointments, but I have a TON of info on RICO that' i'll be sharing then. 

Don't get down, get mad and get justice, most of all don't ever give up. 

Catcha ya'll on Thursday,

Karen

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Fed Up,  I hope everything works out for your daughters. E-mail me and let me know how they are doing.

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Boy, For Justice, you are "plugged into" the vibes.

I began looking for a banana republic or small island somewhere when it became apparent that the only presidential candidate who really understands what the "print, spend, wage endless wars and tax the next ten generations" monetary policy is doing to the country was shoved into obscurity by a media blackout. (I voted for him anyway; the media could not arrange to have his name removed from the ballots, lol).

One thing that bothered me was having to learn a new language. I could not decide which one would not melt down my poor old brain.

I was saved by the Lakota Indians who have created a new republic in the middle of America. This move was also shoved into obscurity by the mainstream media. It is like the government does not want us to know that this Republic exists or something...hmmm....but they speak English. I am willing to bet that no one here has heard this on their CNN or FOX broadcasts.

It looks as though the "greedsters" practiced their theft and breach of contract on the Indians. Then they expanded their practices to include everyone. Maybe we can all help each other if we can leave the government and the bankers behind and out of the process.

Bring a skill and a few bucks and opt out of the greed and endless wars. Renounce citizenship to a country you may no longer recognize. Opt out of the Real ID and all the other tracking crap. Check it out:

Descendants of Sitting Bull, Crazy Horse break away from US
Dec 19, 2007

WASHINGTON (AFP) — The Lakota Indians, who gave the world legendary warriors Sitting Bull and Crazy Horse, have withdrawn from treaties with the United States, leaders said Wednesday.

"We are no longer citizens of the United States of America and all those who live in the five-state area that encompasses our country are free to join us," long-time Indian rights activist Russell Means told a handful of reporters and a delegation from the Bolivian embassy, gathered in a church in a run-down neighborhood of Washington for a news conference.

A delegation of Lakota leaders delivered a message to the State Department on Monday, announcing they were unilaterally withdrawing from treaties they signed with the federal government of the United States, some of them more than 150 years old.

They also visited the Bolivian, Chilean, South African and Venezuelan embassies, and will continue on their diplomatic mission and take it overseas in the coming weeks and months, they told the news conference.

Lakota country includes parts of the states of Nebraska, South Dakota, North Dakota, Montana and Wyoming.

The new country would issue its own passports and driving licenses, and living there would be tax-free -- provided residents renounce their US citizenship, Means said.

The treaties signed with the United States are merely "worthless words on worthless paper," the Lakota freedom activists say on their website.

The treaties have been "repeatedly violated in order to steal our culture, our land and our ability to maintain our way of life," the reborn freedom movement says.

Withdrawing from the treaties was entirely legal, Means said.

"This is according to the laws of the United States, specifically article six of the constitution," which states that treaties are the supreme law of the land, he said.

"It is also within the laws on treaties passed at the Vienna Convention and put into effect by the US and the rest of the international community in 1980. We are legally within our rights to be free and independent," said Means.

The Lakota relaunched their journey to freedom in 1974, when they drafted a declaration of continuing independence -- an overt play on the title of the United States' Declaration of Independence from England.

Thirty-three years have elapsed since then because "it takes critical mass to combat colonialism and we wanted to make sure that all our ducks were in a row," Means said.

One duck moved into place in September, when the United Nations adopted a non-binding declaration on the rights of indigenous peoples -- despite opposition from the United States, which said it clashed with its own laws.

"We have 33 treaties with the United States that they have not lived by. They continue to take our land, our water, our children," Phyllis Young, who helped organize the first international conference on indigenous rights in Geneva in 1977, told the news conference.

The US "annexation" of native American land has resulted in once proud tribes such as the Lakota becoming mere "facsimiles of white people," said Means.

Oppression at the hands of the US government has taken its toll on the Lakota, whose men have one of the shortest life expectancies -- less than 44 years -- in the world.

Lakota teen suicides are 150 percent above the norm for the United States; infant mortality is five times higher than the US average; and unemployment is rife, according to the Lakota freedom movement's website.

"Our people want to live, not just survive or crawl and be mascots," said Young.

"We are not trying to embarrass the United States. We are here to continue the struggle for our children and grandchildren," she said, predicting that the battle would not be won in her lifetime.

http://afp.google.com/article/ALeqM5iVC1KMTOgwiSoMQyT2LwZc9HyAgA

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Ohio
I have found myself telling family members more often these days of how I dream of just wandering into the mountains and becoming another Jeremiah Johnson...just me, my little cabin, peace and tranquility.

I'd rather deal with a mountain lion or a grizzley than a greedy servicer any day.

At least when you meet up with a mountain lion you KNOW his intentions and the deed is carried out swiftly.....with a greedy servicer you can expect to be terrorized, humiliated, financially raped, bankrupted and finally rendered homeless while being slowly and methodically bled to death. 
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4 justice now
Great post! Arkygirl:

It looks as though we may have a lot more in common with indigenous people of this Country than we thought. We have been victimized by the same greedy, self-serving, glutenous, type of bastards. They have destroyed this country by enslaving its inhabitants, first the native peoples and now us.

I think the only thing that keeps me from being in a constant state of depression is that I know I have already bought property in another country and each day I'm getting closer to the day when I can leave and start a new.

Thanks for posting, I'm definitely going to do some more reading on the subject.

R,

4J
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Ohio
And let me add this while I'm at it...

You hit a nerve with me Justice....I feel your pain down to my toes. My heart, mind and soul has been permeated by the same feelings. When I hear others speak of it I can actually feel it because it is so real to me...

...sort of when your child hurts themselves...you can actually feel their pain.

This site USED to be my only refuge. My refueling stop. This site kept me going when my resolve failed and I teetered closely on the edge...

You can't imagine how often I was pulled back and felt I could make it one more day....just from something I read.

There are those on this site that have arrived recently that had they been here a couple of years ago I certainly would not have given this site a second thought.

As a result I would undoubtedly be renting an apartment by now. I think about that and I shudder...

I fear someone just like me 2 years ago who doesn't know the difference between a servicer and lender...let alone what is happening to them will browse this forum and go away only to end up losing their home. 

It literally breaks my heart to think of that happening. I remember the grief the despair and desperation. Emotions that are ABSENT from posters of late. I hesitate to post now for fear my post will be publicly graded like a term paper...it has gotten crazy to say the least.

This forum USED to be my "saner country". I only hope newcomers will look deeper than the surface before crossing this site of their list.
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I couldn't agree with all of you more. I just finished saying today that I don't even feel like I am living. I am merely existing. It is a very sad way to wake up every day. I find it so hard to get out of bed and start a new day. I also made the remark today that living in another country doesn't sound so bad. If you move to a communist country or a socialist country at least you know that going in. In America we are supposed to be free. I have never felt less free in my life. When you have somebody controling your each and every day with their greed and lies. I find it hard to sleep at night. It's the last thing on my mind before I go to bed and the first thing when I get up. We all talk on this site about how nobody gets it. I honestly do believe that in reality they do get it. I just think that they do not want to acknowledge THEIR mistakes and want to continue blaming us. I honestly don't believe that they do not know the fraud exists. I just think that we are being used as scapegoats. With all of the foreclosures in the country right now I am personaly sure that the fraud is being noticed. I just really think that the judges and the judicial system are as fraudulant as the servicers themselves.

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Ohio

Hang in there tired and tattered...I wish there was a smiley that meant "hugs". I'd certainly send one your way.

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Fed Up
to Tired and Tattered and everyone else.  As a survivor of MSF, not once but 3 times now, I can assure you once you do get thru this, it will get better, much better. 

I use to be the president of a Jimmy Buffett fan club and put on a lot of great events.  Even my committee works knew and understood what I was going thru, this was just before I settled my first MSF matter.  It was a weekend event and my friends were great.  "You've been going thru ..."  They'd pull me up a lawn chair, put a mimosa or margarita in my hand and tell me to "chil-lax"  It was a great weekend.  Upon returning, the negotiations and phone calls continued, Thank goodness for Craig Kenney and Moose who kept me on an even keil!  And not to forget everyone else, like Stephanie, Dee, H. Gosh, Kelly, and everyone who I am forgetting (I feel like I'm at an awards ceremony), but developing the personal friendships and being able to pick other people up when they are down and vice versa is kinda like an award! 

I did end up having quite the nervous breakdown.  I couldn't eat, I couldn't sleep and if I did sleep I'd wake up in a panic from nightmares about the sheriff moving my belongings to the curb. 

Fights with the husband, the kids, my parents (who were NON believers, until I rescued my brother from MSF). 

You do and you will get thru this with the help of the wonderful people on this website.  Do not ever give up! 

Luck and prayers to you all,
Karen

PS 0-  I'm going to try something here, we'll see if it works  LOL 
Obviously didn't - it was a BIG HUG from smiley central 
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BISHOP
WHAT the CORPORATE PRIVILEGED want you to do is to give up and go live in the mountains as native americans did originally. Why give them what they want??  They want you to cease to fight for your rights so they can continue in controlling the corrupt judicial system which gives them more rights than you have. The Kelo v. New London Connecticut in which the U.S. Supreme Court established that private corporations or anyone that is politically connected may take your land and property with the help of the local governing body through the use of eminent domain provisions and the allegation that the land/property is "blighted."

Justice Stevens who wrote the Kelo decision (as well as the other "justices" who joined in that farcical bit of utter nonsense) failed to consider that the private citizen is accorded rights to due process of law and cannot obtain it in about (6) states in the Union where Judges are elected. 

How the Supremes failed to consider how a litigant in a state where judges are elected and are incapable of being fair, unbiased, and unprejudiced where their re-election is impossible without the blessings of the local political party that controls the process of the exercise of eminent domain powers.

In a handful of states nationwide, local circuit court judges are elected. Those judges are dependent upon the slate making powers of the political party officials that determine whether a sitting circuit judge is to be slated in an upcoming election for his retention. 

In a hypothetical example of how the process really works in such states, lets say that the local party kingmakers and bigwigs and their corporate allies want a particular parcel of property. Local judges cannot render any ruling in favor of the property owner no matter how insignificant, or he will not be "slated" for retention in an upcoming election. How can the property owner put up a fight in a courtroom where even the most insignificant rulings will go against him/her??  The sad facts are that he cannot obtain due process of law as mandated by the 5th and 14th Amendments of the U.S. Constitution in such a circumstance.

The situation as described above may have an additional component that the property owner does not have disposable income sufficient enough to hire legal counsel to defend the suit. This means that the built in prejudice and bias that judges have towards all pro se litigants further compounds the problem.

The fact is that the KELO decision was, among other things, a veiled attack on the due process rights in the 5th and 14th Amendments by the Supreme Court decision. Why you may ask?? Because the facts show that the term
"blighted" which the U.S. Supreme Court hung this criminal decision on is an undefined, amorphous word that lacks a precise and substantive definition. Nevertheless, the Supreme Court said that it is up to the local government to define "blighted." Sure, and I have a bridge in New York that I own that is now available at a substantial discount. Really, can this be a serious decision??

The Kelo decision was nothing more than an annointing of privilege to the corporate and politically connected while undermining our rights to due process of law since their decision did not explain how most Americans were to obtain due process of law in a judicial system that deprived the individual of unbiased, unprejudiced judges.

However, our Congress is authorized to establish Courts of Law that establish a federal court system that ensures due process of law. However, why would Congress act to do this when they can partner up with the K STREET CROWD and rape and pillage our properties for the purpose of keeping those campaign contributions rolling in??

So, one must vote to send to Washington candidates and Congressmen and Senators that have pledged to establish a Court System exclusively for property owners that are manned by judges that are not elected and not a part of the local political system of property rapists and terrorists.

There is where the true brilliance of our system lies, in the hands of the people. One must only become organized and elect candidates that are not political insiders but, rather, constitutional fundamentalists.

The brilliance of the American system is that we can have a revolution without burning down our neighborhoods. We can fund and elect candidates who pledge to reform a thoroughly corrupt and outdated justice system.

So, although I am somewhat disheartened by the terrible injustices foisted on Americans by a Supreme Court and a corrupt judicial system that is vastly out of touch and infirm in the decisions they render, we must carry on the fight by electing our Supreme Court in retention elections so we are not preyed upon by old men and their buddies in academie.

We must also establish throught acts of Congress, a Court system in which all matters coming before the court will be determined by juries, not judges, that let Motions to Dismiss and other dispositive motions determined by juries, not judges. This court system should be labeled "The People's Court" which is a division of the federal court system established by acts of congress. Since property ownership is the cornerstone and foundation by which millions of us rise to go into the world on a daily basis to earn our bread, we must do away with an unjust justice system that fails to protect our rights as citizens to had due process accorded us in conformity with the mandate of the Constitution.


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Thank you Ohio and Fed Up and to anyone else who sent hugs and hopes to me and anyone else on here that is as discouraged as I am. I hope you all realize that even though I am discouraged at the moment and yes, there is a lot of tension in our household it does help to know that I can come to this site and feel the sincere kindness of everyone that keeps  giving me a ray of hope. It is sincerely appreciated. I just don't know how much longer I can hang on. Every time I see a ray of hope on one end it seems as though we encounter a new dilema. I just want to feel like myself again. I feel so disconnected from the world. I want to be a whole person again. I can't remember what it was like before all of this started. When I first found this site and started reading the posts, I was both frightened and encouraged. So many of you have fought to keep what is rightfully yours. I am so glad that you did. You do bring some light to the madness that each of us is going through. Thank you again for your kindness and encouragement.

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   INTERESTING POST, ARKYGIRL!!   Thanks for stopping by......

   Maybe we'll start trading STATES for more relaxed Foreign Locations, much like they currently trade players & draft choices...!!

   I can't escape the feeling that we've become the United States of the "WALKING WOUNDED" after all the money-grubbing machinations we've seen here.....didn't ANYONE learn ANYTHING from Enron & Worldcom???

   It's also AMAZING that after all these EXPOSES.....the Corp Fraudsters keep right on going as if nothing bad ever happened & America still LOVES its Corp Racketeers!! (...too much of those "WE'LL PAY A BUNDLE IN SETTLEMENTS --- BUT, YOU KNOW, WE DID NOTHING WRONG" farces.....)

   Maybe Obama is thinking CHANGE! - but I'm thinking MASSIVE, STRUCTURAL CHANGE to get AMERICA back in the hands of the PEOPLE - & away from the EVIL-DOERS who want to enslave us all...!
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