Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Angelo
excerpts:

"Defendant Young also failed to demonstrate a reasonable excuse for the lengthy delay in moving to compel plaintiff to accept a late answer (see, Oaman v Mastrantonio Caterinri. Inc.,supra), and specifically the almost 14 month delay between when he was first served and defaulted and the very first settlement conference held."


Deutsche Bank Natl. Trust Co. v Young  2012 NY Slip Op 32802(U)

http://www.nycourts.gov/reporter/pdfs/2012/2012_32802.pdf
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