Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Nate
There was another New York appellate decision on the necessity of standing at inception reversing summary judgment where the plaintiff's evidence failed to show that it had received the promissory note by negotiation prior to the commencement of the suit.  The case is:

Deutsche Bank National Trust Company v. Haller, 2012 NY Slip Op 07619 (NY App. 2nd Dept. Nov. 14, 2012)

This decision seems to show that Mr. Roper was correct about standing and the evidentiary issues.
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