Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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From Matt Weidner at


In the foreclosure fight, the most aggressive attorneys operating in this state are the members of the Ice Law Firm. The passionate attorneys there, led by Tom Ice brought us the deposition of Angela Nolan where she admitted to signing tens of thousands of documents that she had absolutely no idea what they meant.

Now Ice attorney Chris Immell brings us the deposition of Jeffrey Stephan an employee of GMAC Mortgage who admits to signing more than 10,000 affidavits and assignments per month on behalf of his employer.  The entire deposition can be found here I’ll get to highlights in just a minute, but take a moment to read the deposition transcript…it’s a fascinating glimpse behind the curtain of the machine that operates to take hundreds of thousands of homeowner’s homes away from them.

As the deposition reveals the mills are getting a little better in coaching their employees.  When you compare this deposition to the prior depositions of Cheryl Sammons, Erica Johnson Seck and Angela Nolan, found here here and here, (These four depositions should be a part of every advocates case file) you’ll find that Super Robo Signer Stephan does a little bit better job trying to assert that he actually has some idea what he’s signing.  Having said that, the deposition reveals that the foreclosure mill attorneys create the documents they need in order to fabricate the client’s right to foreclose, then these thousands of pages of word processed documents are printed up and signed by Robo Signer Stephan and shuttled back to the attorneys for whom the “evidence” has been created…to the tune of 10,000 a month for this signer alone! (Check out for more awesome info and links)

When you read the deposition, pay close attention anytime Stephan’s attorney shows up on the record saying, “Objection to Form”…it’s a game he’s playing, telling his client to be careful and not reveal too much in the answer to this question…but Ice attorney Immell does an excellent job of keeping the witness focused and he gets out the key facts and admissions.


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